Crypto Taxes Guide: How They Work, 2025-2026 Rates and Rules

When you sell cryptocurrency, your profits are subject to federal capital gains tax rates of 0%, 15% or 20% if you held the crypto for more than a year, or rates of 10% to 37% if you held the crypto for less than a year. What you pay also depends on your taxable income and your tax-filing status. How and when is crypto taxed? Crypto is taxed.